Protecting the health of your household helpers is as important as protecting the health of your own family. Helpers such as maids, drivers, gardeners, etc. help take care of your house and your whole family – a fact that makes them even more prone to accidents of all sorts.And since you have no control over when or why accidents may happen, buying maid insurance or a domestic helper insurance policy may give you some control over such unfortunate events. And here’s what to expect from Beema’s Domestic Helper Insurance:
Death
Loss of Limbs
Loss of Sight
Temporary Total Disablement
Permanent Total Disablement
If your maid/helper is involved in an accident that causes an injury that leads to death, maid insurance or domestic helper insurance covers this, too.
In some professions, accidents involving losing limbs pose a threat to the health of workers. And it doesn’t come as a surprise how painful the recovery and rehabilitation processes are in such cases. Maid insurance or domestic helper insurance covers the loss of one or more fingers or toes or the loss of one limb or more at or above the wrist and ankle.
Permanent and total loss of use of an eye or both eyes in the sense of becoming blind due to an accident is included in a domestic helper insurance policy. Optical coverage is granted in cases that are beyond cure by surgical or other treatment.
Total disability caused by an accident that leaves the helper incapable of working in any job temporarily is covered by maid insurance or domestic helper insurance
Not only is a temporary total disability covered by domestic helper insurance, but permanent total disability is too. Permanent total disability is defined as disability caused by an accident that leaves the helper incapable of working in any job permanently.
Knowing that no one is prepared for accidents, Beema offers 24/7 support, so you may get in touch with Beema team at any time you need help for your maid or helper.
FOLLOW THESE 4 SIMPLE STEPS TO BUY BEEMA’S DOMESTIC HELPER INSURANCE POLICIES:
Insuring your vehicle has never been easier! Follow these steps and you’ll be covered in no time—and at affordable rates:
