You’re probably asking what miscellaneous insurance is and what risks it covers. Simply, miscellaneous insurance is a type of insurance that helps keep your business stable as much as you can as well as help you keep a backup plan.
A miscellaneous insurance policy is a contract of insurance other than those of life, fire, and marine. It covers a variety of risks: loss due to staff betrayal, loss of money during transit, forgery, disruption, theft, and computer-related crimes.
Because of the versatility of Beema’s miscellaneous insurance and the varied range of risks it covers.
Hotel Comprehensive Insurance is a unique miscellaneous insurance package designed to offer all-around protection to hoteliers in their day-to-day operations.
This package provides cover for loss and/or damage to the hotel property, loss of revenue as well as cover against third-party liability arising from the operations and loss and/or damage to guest effects, personal effects. Furthermore, this policy may also cover physical loss of money, infidelity of employees, and forgery.
Contingency/cancellation Insurance covers monetary loss suffered by the insured in consequence of the cancellation, abandonment, postponement, etc. of the insured event arising from any cause beyond the control of the insured.
Jewelry trade is one of the major business activities in Qatar. And as such, our Jewelers Block Insurance is designed to cater to a wide range of risks, such as fire, theft/burglary as well as loss in transit whilst at customers’ sites.
With the massive growth and sophistication in the tourism & hospitality industry in Qatar, this specialized class of miscellaneous insurance is gaining prominence.
Luggage All Risks Insurance covers loss or damage to the insured property (usually personal effects) during business or personal travel as accompanied luggage.
In addition to the standard and specialized insurances offered as above, we also extend cover for other miscellaneous exposures of the business as follows:
BURGLARY INSURANCE policy
covers loss of insured property as a result of burglary or robbery.
PERSONAL ACCIDENT INSURANCE
is designed to offer protection against damages from bodily injury resulting solely and directly from an accident caused by violent external and visible means. The insurance covers death, loss of limbs or sight, temporary total disablement, and permanent total disablement.