Engineering Insurance

Contractors All Risks Insurance is specially designed to insure civil works, where a major portion of the work does not relate to the erection or installation of any plant or machinery.

Contractor all-risk policy offers cover under two sections :


Contractors all risks insurance section one

covers any sudden and unforeseen physical loss or damage to the contract works.


Contractors all risks insurance section two

covers legal liabilities resulting from any third-party bodily injury or third-party property damage caused by an


Expanding Coverage

accident at the contract site. Contractors’ all risks insurance coverage can be extended to include construction plant and equipment, temporary buildings, maintenance period, offsite storage, inland transportation related to the project, etc.

Contractors all risk insurance cost depends on several factors including contract value, contract period, and contract scope of work.


To Get CONTRACTORS ALL RISKS INSURANCE Quotation Please send us the following:



Annual Contractor All Risk Insurance is designed to automatically cover all small civil engineering/maintenance contracts up to QAR 5 million in any one contract. The coverage offered is all risk.

To Get Annual CONTRACTORS ALL RISKS INSURANCE Quotation Please send us the following:

Total value of all contracts whose individual contract value is below QR 5 million per contract.


Electronic Equipment Insurance

Electronic Equipment insurance policy is specifically designed for electronic equipment and offers cover similar to the Contractor Plant and Machinery Insurance. However, this insurance has two additional sections:

Electronic Data Processing Insurance

Under section 2 which includes cover for expenses related to re-construction of information on data media following a loss covered under Section 1

Increased Cost of Working

Under section 3 which includes cover for additional expenditure for use of substitute equipment following a loss covered under Section 1

To Get Annual CONTRACTORS ALL RISKS INSURANCE Quotation Please send us the following:

information on External Data Media and Limit of Indemnity required with respect to cover for re-construction of data and for coverage under Section 3.

Machinery Breakdown Insurance (MBI)

Machinery Breakdown Insurance provides effective insurance cover for plant, machinery, and mechanical equipment at work, at rest, or during maintenance operations. It covers unforeseen and sudden physical loss of or damage to the insured items, necessitating their repair or replacement.

There are several examples where Erection All Risk Insurance is typically used such as; manufacturing facilities, power plants, water treatment facilities, and telecommunications projects. Erection All Risk Insurance is usually combined with Contractors All Risks Insurance for major projects.


Loss or damage covered under MBI is mainly due to one of the following causes:

Determining Adequate Coverage

The sum insured should always be equal to the costs of replacement of the insured machinery by new machinery of the same kind at the same place (value of the new item plus customs duties plus transportation and installation charges).

Note: This insurance requires your plant and equipment to be valued at “new replacement value” to avoid under-insurance.